A Beginner’s Guide to Mobile Payments

  • What is a “mobile payment”?

    A mobile payment is when you use dedicated hardware or software on your mobile phone or device to pay for certain goods or services. This means that, strictly speaking, when you use your phone’s web browser to pay for something in an online store it doesn’t count as a mobile payment.

  • What are the main types of mobile payments?
  • What is a “mobile wallet”?
  • Why am I not already using my phone to pay for things everywhere?
  • What is a “use case”?
  • What is “carrier billing”?
  • What is a Stored Value Account?
  • What is a QR code?
  • What is the common security standard for mobile payments?
  • What is an “mPIN”?
  • Is storing all payment information on my phone safe?
  • FAQ

    New to mobile payments? Confused by all the technical language? Interested in the industry? Read our Beginners’ Guide.

  • Showcase

    Cellum’s various client applications are available for download from all market-leading mobile app stores.

  • Security

    In addition to being fully PCI DSS compliant, Cellum follows a strict security policy aimed at ensuring that all transactions are perfectly safe for every customer and partner of Cellum.


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